Florida’s Insurance Disclosure Demand: A Useful Pre-Suit Tool
Learn what happens when a Florida insurer fails to respond to a proper insurance disclosure request under Florida Statute § 627.4137, including settlement, bad-faith, discovery, and sanctions issues.
Workout Agreements in the Real World: When Negotiation Beats Litigation
Workout agreements can help Florida businesses avoid immediate litigation or bankruptcy. Learn when a negotiated workout makes sense and when a formal insolvency proceeding may be the better choice.
Florida Charge-Off Myths: Why You Can Still Be Sued
Florida charge-off myths explained. Learn why “charged off” debts in Florida can still lead to lawsuits, and what creditors and consumers should watch for.
Florida Homestead, Acreage Limits, and the LLC Trap
Florida homestead, LLC transfers, and creditor remedies explained. Learn how acreage limits and fraudulent asset conversion laws impact judgment collection in Florida.
From Colonial Debt to Modern Insolvency: How American Bankruptcy Law Evolved Over 250 Years
As the United States turns 250, this article traces how American bankruptcy law evolved from the Acts of 1800, 1841, and 1867 to the modern Code and Subchapter V.
Confessions of Judgment: Useful in New York, Void in Florida, and Still Worth Understanding
Confessions of judgment in NY vs. Florida: risks, workarounds, and enforcement strategies for lenders and business debtors, from a Florida commercial litigation attorney.
Protecting Creditor Claims in Florida Assignments for the Benefit of Creditors
Learn how creditor claims, deadlines, and late-filed claims work in Florida assignments for the benefit of creditors under Chapter 727, including what to do if you missed the bar date because you never received notice.
New York Probate Creditor Claims: Different Deadlines, Different Risks, Same Need to Move Fast
New York probate creditor claims work differently than Florida. Learn the seven-month claim period, service and verification rules, rejection deadlines, SCPA 1809 and 1810 proceedings, and why creditors must stay vigilant.
Creditor Claims in Florida Probate: Deadlines, Risks, and What Every Claimant Should Know
This article explains how creditor claims work in Florida probate, including notice to creditors, claim form and filing, three‑month and two‑year deadlines, the personal representative’s proof of claim, objections and independent actions under section 733.705, and practical strategies and risks for creditors seeking recovery.
Filing a Proof of Claim in Bankruptcy: Jurisdiction Traps, Deadlines, and Strategic Non‑Filing
Learn when to file (or not file) a proof of claim in Chapter 7, 11, and 13, including jurisdiction risks, bar dates, common objections, and strategic options for creditors.
Litigation Isn’t Rocket Science, But It’s No Walk in the Park
NASA’s Artemis II launch is a powerful reminder that some missions are too important to leave to improvisation....
Protecting Your Right to Get Paid: A Creditors’ Rights Guide for Small Business Owners
Learn how small business owners can protect their right to get paid by understanding creditor rights, avoiding common documentation mistakes, and using clear written contracts for every customer relationship.